5 Best BMWs with Over 400hp (with Costs)

The BMW brand has in recent times dominated the market to a fair degree in some countries like China. They are popularly known for their performance, chassis, and luxury-oriented models, not forgetting, they don’t come cheap.

As a big fan and also a user of the German products, I’ll be listing 5 cars with over 400hp that they’ve used to build a reputation for themselves in recent times.

So, by the conclusion of this article, you would have picked one for your sport adventure.

The 5 Best BMW Models with Over 400hp

1. The BMW M6 Gran Coupe

The M6 Gran Coupe has a gas engine, with a 4.4L S63B44T0 twin-turbocharged V8 direct-injection cylinder engine coupled to a 7-speed automated manual transmission, which produces 552 hp @ 6,000 rpm, 680 Nm (502 lb⋅ft) @ 1,500–5,750 rpm. The 0-100 km/h (0-62 mph) acceleration time of 4s while reaching an electronically limited speed of 155 mph for only few seconds more.

It’s a rear-wheel-drive type with a total number of 5 seats, a fuel tank capacity of 21.1 US gallons, EPA estimated (city/highway) 14/20 mpg, average combination of 16 mpg, and the range in miles being 295.4/422.0 mi.

It comes with a basic warranty of 4 years/50,000mi.

Cost: the starting MSRP is 119,900 dollars in the present market, and the used ones could range between £27,500 to £46,490.

Reliability and Problems: Speaking of luxury, the M6 Gran Coupe comes with a plush interior and the latest in infotainment technology, and also for safety and security functions. The only drawback that comes with it is the inadequate space for the passengers’ comfort: they might feel a bit cramped sitting in the rear seats

The common issues it has are bad belt, failing AC compressor, overfilling AC system, and Bad AC cycling switch.

Insurance: in summary, a BMW M6 car insurance costs an average of 2,526 dollars per year; but still, there are some factors that affect an individual to pay more or less:

• Getting older means cheaper insurance rates: The difference in insurance cost for a BMW M6 Gran Coupe between a 60-year-old driver ($2,260 per year) and a 20-year-old driver ($5,068 per year) is $2,808.

• Get better rates due to your occupation: The large majority of car insurance providers offer policy discounts for specific professions like nurses, emergency medical technicians, firefighters, scientists, accountants, and other high-profile government jobs. If your job can earn you this discount, you may save between $76 and $147 on your annual BMW M6 car insurance premium, depending on the policy coverages selected.

• Insuring teen drivers is expensive: Average rates for full coverage M6 insurance costs $8,760 per year for a 16-year-old driver, $8,310 per year for a 17-year-old driver, $7,806 per year for a 18-year-old driver, and $7,144 per year for a 19-year-old driver.

• Be a careful driver and pay less for insurance: Too many at-fault accidents can cost more, it could potentially add as much as $1,190 per year for a 30-year-old driver and even $790 per year for a 50-year-old driver.

• Gender factor: For a 2019 BMW M6, it was recorded that 20-year-old males paid an average rate of $5,068 per year, while 20-year-old female driver paid an average of $3,710, a difference of $1,358 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $2,296 and rates for female drivers are $2,250, a difference of only $46.

Also read: What is a Good Mileage for a Used BMW? (The Facts)

2. The BMW E60 M5

This BMW E60 M5 came with a 5.0L V10 cylinder engine, Petrol motor; it can produce more than 400hp, but if you press the BMW power button at the middle of the steering, it can stretch to 500hp. A maximum Torque of 520 Nm @ 6100 rpm, 0 to 100 km/h in just 4.7 seconds, with a top speed of 155 mph (250km/h) which could go all the way up to 190 mph if you paid for the speed limiter to be removed.

It has a Power transmission and a rear-wheel drive with a 6-speed sequential gearbox manual, while its fuel consumption economy is 16 mpg with a fuel tank capacity of 70 liters (18.5 US gallons).

Cost: you can pick one of these cars for 20 to 37k dollars in the present market. And used version could be gotten for as cheap as 10k dollars. This depreciation is caused by a few historical problems the car is known for, but for a good wallet that can cover the car’s maintenance that shouldn’t be a problem.

Trending Video: How to Easily Bring Back to Life any Old Car Battery and Save Tons of Money (click to watch)

Reliability and Problems: despite the high durability of its engine, the car could develop some problems when it has reached the mileage of over 150k miles.

If you are going to purchase the used one, be mindful of the Bearings, Throttle Actuators, Vanos Solenoids, Vanos Pump, Vanos Gears, and SMG Hydraulic pump. The gears could cost a lot to get repaired or replaced if it develops problems.

Insurance: it depends on a lot of factors; for instance, if you have a clean driving record, are over 30 years old, and you don’t live in a big city with a dense population, then insurance won’t be a problem, but if you’re in your early 20’s while living in a city; or perhaps, have speeding tickets/prior accident history, insurance fees could take its toll on you.

Drivers in their early 20’s can at least pay up to 5,146 dollars, but a clean slate in your driving record can as well get you close to 4,300 dollars. While 30’s to 60+ could range from 3,226 dollars to 2,276 dollars (policy deduction excluded).

Also read: 10 Best 300 HP Cars for Less Than $20k

3. 2020 BMW M8 Gran Coupe

The M8 gran coupe, while sitting at the top of the BMW 8 Series range, has a gas engine with 4.4L twin-turbocharged V8 direct-injection cylinder engine coupled to an 8-speed shiftable automatic transmission, which produces a 625 hp @ 6,000 rpm, 743 (553 lb-ft) @ 1,800 rpm. The 0-100 km/h (0-62 mph) acceleration time of 3.2s, while reaching an electronically limited speed of 155 mph.

It’s an all-wheel-drive type with a total of 5 seats, a fuel capacity of 20.1 US gal., EPA estimated (city/highway) 15/21 mpg, an average combination of 17 mpg, and the range in miles being 301.5/422.1 mi.

It comes with a basic warranty of 4 yr./ 50,00 mi. while other warranty options are: Drivetrain 4 yr./ 50,000 mi. Free Maintenance 3 yr./ 36,000 mi. Roadside 4 yr./ unlimited mi. Rust 12 yr./ unlimited mi.

Cost: the starting MSRP is 130,000 dollars in modern market; while the used ones could range between 100,000 dollars to 110,000 dollars. Prices are expected to drop by 2022.

Reliability and problems: M8 Gran Coupe is relatively a new car, so there are no significant problems noted so far, except some electric problems which would sometimes shift the vehicle into neutral and cause loss of power; luckily, no related accident recorded so far.

Insurance: in summary, BMW M8 car insurance rates average $2,534 per year (about $212 per month), $1,267 6-months policy, for full coverage, but vary considerably based on driver age.

There are also factors that affect the numbers when it comes down individually which we’ve listed while discussing M6 Gran Coupe. The numbers are quite the same.

4. 2019 BMW M4

The M4 model has a 3.0L Inline6 cylinder engine coupled to a 6-speed manual transmission, which produces a 425 hp @ 5,500 rpm, 545.6 (406 lb-ft) @ 1,850 rpm. The 0-100 km/h (0-62 mph) acceleration time of 4.1s with a maximum speed of 155mph.

It’s a rear-drive wheel with a total of 4 seats, a fuel tank capacity of 15.8 US gal. EPA estimated (city/highway) 17/25 mpg, an average combination of 20 mpg, and the range in miles being 268.6/395.0 mi.

Cost: the starting MSRP ranges between 71,800 – $78,800 dollars in present market; while the used ones could be gotten for 40k dollars, or more. Prices are expected to drop rapidly by 2022.

Reliability and Problems: The M4 is a specialist product developed by a dedicated performance division so should, in theory, be built with increased attention to detail and quality befitting its premium price. Nevertheless, problems like crank hub, valve cover, and valve cover gasket leaks, oil pan gasket leaks, and oil filter housing gasket leaks still surface on several occasions.

Insurance: BMW M4 car insurance costs an average of $2,444 annually, or $204 each month. With the average small luxury car costing $1,745 a year to insure, the BMW M4 may possibly cost an estimated $699 or more annually. It also varies based on different factors especially age:

Driver Age 20: $4,862; Driver Age 30: $2,598; Driver Age 40: $2,444; Driver Age 50: $2,222, Driver Age 60: $2,182. Note that these numbers could increase by other factors like bad conduct in driving, and dent driving history record.

Also read: Are BMWs Reliable After 100k Miles? (Checked)

5. 2021 BMW X6 M50i

The 2021 BMW X6 is a standard SUV 4WD, with a 4.4L twin-turbo Premium unleaded V8 direct-injection cylinder engine coupled to an 8-speed sport automated manual transmission, which produces 523 hp @ 5,500 rpm, 716 Nm (553 lb⋅ft) @ 5,550 rpm. The 0-100 km/h (0-62 mph) acceleration time of 4s while reaching an electronically limited speed of 155 mph for only few seconds more.

It’s an all-wheel-drive type with a total of 5 seats, a fuel capacity of 20.9 us gal, EPA estimated (city/highway) 16/22 mpg, an average combination of 18 mpg, and the range in miles being 350.4/481.8 mi.

Cost: the starting MSRP is 86,250 dollars in the present market; while the used ones could range between 40,000 dollars. Prices are expected to drop by 2022.

Reliability and Problem:  The X6 has numerous airbags, electronic stability control, and tire-pressure monitoring. And also comes with smart techs such as night vision and a surround-view camera system for safety assurances, and it adds an M Sport differential, brakes, suspension, and exhaust system.

J.D. Power has awarded the 2021 BMW X6 M50i with 86 points out of 100 in the overall category. This is the highest score among its rivals, and the SUV stands on the top. With an over score of 86: Quality and Reliability:90; Driving Experience: 97; Resale: 76; Dealership Experience:79.

But it also comes with some downsides like sloping roofline cuts down on cargo space, the rear visibility is less than ideal, and Limited rear headroom.

Insurance: BMW X6 car insurance costs an average of $2,000 per year, $1,000 for a 6-month policy, or $167 per month.

Also read: 10 Best 400 HP Cars for Less Than $30k

Conclusion

The BMW company dedicated much attention to building these cars’ performance to detail and quality befitting its premium price.

The BMW cars from known to be flashy, sporty, and luxurious, but come at a costly price, which is far too expensive for their product.

The Cars’ insurance fees are too expensive, irrespective of the fact that other factors could influence the cost of fees.